You should consider taking travel insurance while going on holiday when you are diagnosed with malignant mesothelioma as a policy for travel insurance will provide you complete coverage for your medical needs.
REASONS TO DISCLOSE YOUR MALIGNANT MESOTHELIOMA
While applying for travel insurance if you do not disclose your medical condition then your insurance company can decline your claim or will not reimburse the complete costs of the treatment claimed by you.
Usually, people understand that non-disclosure of medical conditions can be risky for them while taking travel insurance and for that reason, such claims are rarely declined. But medical bills will increase quickly if you do not have travel insurance or your claim has been declined.
VIDEO REGARDING TRAVEL INSURANCE WITH MALIGNANT MESOTHELIOMA
To understand our holiday and travel insurance services for individuals with some medical problems you must watch this video. For people over 70 years of age and already with some medical condition, the comparison service of our holiday and travel insurance can provide you this video.
You only have to enter the details of your trip and proceed normally to compare prices. You should declare your health conditions when asked.
While purchasing a travel insurance policy you must ask a few questions yourself to make the right decision. Some of these questions and their probable answers are given here under for your consideration.
DO YOU NEED TRAVEL INSURANCE?
Though while traveling abroad you are not legally bound to buy travel insurance but if you already have a medical condition and you need medical treatment while traveling abroad, you will have to pay the bills if you do not have travel insurance.
However, if you buy a comprehensive policy of travel insurance then you can be sure that you will be fully covered in any worse condition especially in case you have to cut short or cancel your trip due to your health condition.
WHAT MEDICAL CONDITIONS SHALL I DECLARE?
A list of medical conditions, to be declared by the travelers, is provided by most of the insurers. You must declare your condition irrespective of the period you are suffering from it.
If you have received any medication, treatment, tests, or surgery due to any medical condition within the last 2 years then you must declare it also.
If you do not declare your existing medical conditions then your insurance will be void and your claim will be rejected. While declaring your medical conditions you can use our comparison tool to make it easier for you.
WILL YOU COVER ME FOR PRIVATE TREATMENT?
Generally, treatment in private hospitals is not covered by most of the insurance companies but in exceptional circumstances, they can give allowances. In an emergency, first, you will have to contact the underwriters for authorization before receiving any medication or treatment. They will talk to the doctors and hospital to be sure that you get the right treatment or send you to your country if needed.