My name is Julia and all my friends know that I’m a spender. To make my life easier and more pleasant, I’m ready to spend all the money I earn. But once, my husband and I decided that it was time to buy our own apartment. So we figured out that if we want to live in our own apartment, we’d have to change our lifestyle and not only earn more, but spend less.
I analyzed our expenses and realized that it was possible to stop spending money on some things and that this would bring us more benefit than harm.